Poverty, employment and financial inclusion — UPSC Prelims PYQs

Consider the following statements about Multidimensional Poverty Index (MPI): 1. MPI is calculated using Alkire-Foster methodology. 2. MPI calculated by NITI Aayog has a total of twelve indicators. 3. Maternal Health and Bank Account are common indicators in the MPI of NITI Aayog and MPI of United Nations Development Programme (UNDP). Which of the statements given above is/are correct?

With reference to different Committees in India, consider the following details: Sl. No. 1 - Committee: R.N. Malhotra Committee; Objective: Comprehensive reforms of Insurance sector in India; Organization under which it was formed: Insurance Regulatory and Development Authority of India Sl. No. 2 - Committee: L.C. Gupta Committee; Objective: Preparing a roadmap for the introduction of derivatives trading in India; Organization under which it was formed: Securities and Exchange Board of India Sl. No. 3 - Committee: Urjit R. Patel Committee; Objective: Preparing a roadmap for reforming bank lending to the Housing sector; Organization under which it was formed: Reserve Bank of India Sl. No. 4 - Committee: Y.H. Malegam Committee; Objective: Preparing a roadmap for reforms in Microfinance sector in India; Organization under which it was formed: Reserve Bank of India In which of the above rows are all the details correctly matched?

Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index) of the Reserve Bank of India (RBI)?

Consider the following statements in the context of interventions being undertaken under Anaemia Mukt Bharat Strategy: 1. It provides prophylactic calcium supplementation for pre-school children, adolescents and pregnant women. 2. It runs a campaign for delayed cord clamping at the time of child-birth. 3. It provides for periodic deworming to children and adolescents. 4. It addresses non-nutritional causes of anaemia in endemic pockets with special focus on malaria, hemoglobinopathies and fluorosis. How many of the statements given above are correct?

With reference to ‘Water Credit’, consider the following statements: 1. It puts microfinance tools to work in the water and sanitation sector. 2. It is a global initiative launched under the aegis of the World Health Organization and the World Bank. 3. It aims to enable poor people to meet their water needs without depending on subsidies. Which of the statements given above are correct?

With reference to the Indian economy after the 1991 economic liberalisation, consider the following statements: 1. Wo r k e r p r o d u c t i v i t y ( R s. p e r w o r k e r a t 2004 -05 prices) increased in urban areas while it decreased in rural areas. 2. The % age share of rural areas in the workforce steadily increased. 3. In rural areas, the growth in the non-farm economy increased. 4. The growth rate in rural employment decreased. Which of the statements given above is/are correct?

In a given year in India, official poverty lines are higher in some States than in others because:

Which of the following are envisaged by the Right against Exploitation in the Constitution of India? 1. Prohibition of traffic in human beings and forced labour 2. Abolition of untouchability 3. Protection of the interests of minorities 4. Prohibition of employment of children in factories and mines Select the correct answer using the code given below:

‘Pradhan Mantri Jan-Dhan Yojana’ has been launched for:

Disguised unemployment generally means

Which of the following grants/grant direct credit assistance to rural households? 1. Regional Rural Banks 2. National Bank for Agriculture and Rural Development 3. Land Development Banks Select the correct answer using the codes given below.

The Multi-dimensional Poverty Index developed by ‘Oxford Poverty and Human Development’ initiative with UNDP support covers which of the following? 1. Deprivation of education, health, assets and services at household level. 2. Purchasing power parity at national level. 3. Extent of budget deficit and GDP growth rate at national level. Select the correct answer using the codes given below:

Consider the following: 1. Hotels and restaurants 2. Motor transport undertakings 3. Newspaper establishments 4. Private medical institutions The employees of which of the above can have the ‘Social Security’ coverage under Employees’ State Insurance Scheme?

Which of the following can aid in furthering the Government’s objective of inclusive growth? 1. Promoting Self-Help Groups. 2. Promoting Micro, Small and Medium Enterprises. 3. Implementing the Right to Education Act. Select the correct answer using the codes given below:

Microfinance is the provision of financial services to people of low-income groups. This includes both the consumers and the self-employed. The service/services rendered under microfinance is/are: 1. Credit facilities 2. Savings facilities 3. Insurance facilities 4. Fund Transfer facilities Select the correct answer using the codes given below the lists: